RAMSEY NEW JERSEY

So, you're now ready to begin the adventure of applying for your Ramsey New Jersey learner's permit or first Ramsey New Jersey driver license. Ramsey New Jersey has a a three-stage graduated licensing program for drivers under the age of 18. The program allows beginning drivers to develop their driving skills over time as they gain experience and maturity. There are a several things you'll want to keep in mind to make sure that applying for your Ramsey New Jersey driving license is as stress-free a process as possible. So let's get started.

The Ramsey New Jersey Instructional Permit or Ramsey New Jersey Learner’s Permit

When you turn 16, you can apply for a Ramsey New Jersey Learner’s Permit. This license allows you to practice driving with your parent, guardian, driving instructor, or licensed driver who is at least 21 and has 3 or more years of driving experience. All passengers must wear seatbelts, and be sure to carry identification with you at all times!

To apply, you’ll need the following:

• Proof of Enrollment in a Ramsey New Jersey approved driver training course
• A signed letter with parental/guardian consent
• The Ramsey New Jersey driver’s license fee
• Identification (a birth certificate, US Passport, or Certificate of Citizenship)

If you’ve got all of the necessary materials, head on down to your local Ramsey New Jersey Motor Vehicle Commission (MVC) and submit your application. You’ll need to pass a vision test, as well as a knowledge test, which you can prepare for by reading the Ramsey New Jersey MVC’s Driver Manual.

Ramsey New Jersey Learner’s Permit Restrictions

Even with supervision, the following restrictions apply:

• You may not drive between 11PM and 5AM
• You can only drive one non-family member passenger
• Teen drivers may not use cell phones, hand-held video games, or any electronic devices

The Ramsey New Jersey Provisional Driver License or Ramsey New Jersey Full License

Once you're 17, the next step is the Ramsey New Jersey Provisional license. Head on down to your local Ramsey New Jersey MVC with the proper ID. All that remains is the dreaded road test! If you pass, then congratulate yourself: you’ve just earned your Ramsey New Jersey Provisional License.

Ramsey New Jersey Teen Driver License Restrictions and Penalties

We know you're anxious for full driving freedom, but until you turn 18 there are several restrictions you need to be aware of regarding your Ramsey New Jersey Provisional license:

• No driving between midnight and 5AM unless for emergencies, your job, or a school-related activity
• Everyone in the vehicle must wear a seatbelt
• Only one non-family passenger allowed
• No cell phones, hand-held  video games, or any electronic devices while driving

After you turn 18, you can return to your local Ramsey New Jersey MVC to receive your Ramsey New Jersey basic driver license. Then these restrictions are removed. Freedom!

Ramsey New Jersey Drunk Driving, Cell Phone, and Text Messaging Laws

As a Ramsey New Jersey teen driver, one of your first responsibilities is to learn the Ramsey New Jersey drunk driving, cell phone, and text messaging laws. Like most states, Ramsey New Jersey has a Zero Tolerance Law for underage drinking, and if you are convicted of a Ramsey New Jersey DUI or Ramsey New Jersey DWI, you face additional penalties to those listed below.

Upon your first conviction of a Ramsey New Jersey DWI, you’ll face the following penalties:

• Jail sentence up to 30 days
• Fine from $250-$400
• Driver Intervention Program
• Ignition Interlock Possible
• Other DWI fees $525 minimum
• Auto Insurance Surcharge $1,000 for 3 years
• License suspension 3 months
• Attend Intoxicated Driver Resource Center 2 days a week, 6 hours per day

Of course, each additional offense will bring increasingly severe penalties such as increased jail time, community service, fines, and Ramsey New Jersey license suspension or even Ramsey New Jersey license revocation.

Currently, Ramsey New Jersey teen drivers are prohibited from using cell phones while driving unless you have a hands-free device. The fine is $100-$200.

Ramsey New Jersey Auto Insurance Financial Responsibility Laws

With everything that you've learned, you’re ready to hit the road--or are you? Not quite yet, because Ramsey New Jersey drivers are required by law to be covered by liability insurance. In fact, if you are in an accident and found to be driving without Ramsey New Jersey mandatory liability insurance, you could face suspension of your Ramsey New Jersey license.

The minimum liability insurance coverage is:

• $10,000 bodily injury for 2 or more persons per accident
• $5,000 for property damage
• $15,000 Personal Injury Protection (PIP) per person, per accident
• $250,000 for permanent or significant injury

Ramsey New Jersey Online Driver Education

You will need to provide proof of enrollment in an approved driver education course. You can find more information on approved Ramsey New Jersey online driver education courses on the Ramsey New Jersey MVC website.

Happy driving!